Money. Markets. Strategy.
Practical investing guides for newcomers in Canada — written by someone who’s actually living it.
The blog I wish existed when I first got here
Hi, I’m Ethan Bae — a Korean newcomer living in Edmonton, Canada.
When I first arrived in Canada, I had no idea how the financial system worked. TFSA. RRSP. Contribution room. Tax advantages. It all felt more confusing than it should have been.
I spent months figuring things out on my own, making mistakes, and reading through scattered resources. Settle Rich is the guide I wish I had back then.
What I write about
Clear, practical ideas on building wealth in Canada through investing, market thinking, and long-term strategy.
No fluff. No sponsored content.
Just honest, research-backed guides written from a real newcomer perspective. The goal is simple: help you make better financial decisions with more confidence and less noise.
Practical investing for real life
Canada has some of the best investing tools in the world. Most newcomers just don’t know about them yet.
From opening your first TFSA to building a portfolio that actually grows, this blog is here to make the process feel clearer, simpler, and more useful.
A simple promise
I care more about useful ideas than polished financial jargon. Everything here is written to be practical, readable, and worth your time.
If you’re serious about building wealth here, you’re in the right place.
Explore the blog or get in touch.




